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All you need to qualify

$ k+

in annual revenue

+

Credit Score

+

Months in business

Months bank statement

For a faster loan process and a more accurate quote, please continue to the bottom of this page to complete and submit your business and owner details.


* Calculator is for display purposes only and is based on self-reported information. Estimated loan amount and estimated monthly payment are subject to a credit check and review of required financial information.
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Simplified Application & Decisioning Process

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Competitive Rates

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Get approval for a loan up to $500,000,000

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Explore our range of Quick Small Business Loans

Unsecured Business Loan

  • $500,000 - $50,000,000
  • 12 months – 10 years
  • Rates from 4.1%
  • No early repayment penalties
  • No collateral

Revolving Credit Facility

  • $2,000,000 - $300,000,000
  • 6 months – 4 years
  • Rates from 8.9%
  • Flexible repayment option
  • Collateral required

Merchant Cash Advance

  • $500,000 - $50,000,000
  • Pay back % of card takings
  • Quick Decisions
  • Fees applied

Secured Business Loan

  • Up to 70% LTV
  • Bridging & terms loans
  • No monthly repayments available
  • Open to all loan purposes


Asset Finance

  • All Assets considered
  • Hire purchase, leasing and refinance
  • 6 months – 5 years
  • Rates from 9%


Invoice Finance

  • Invoice facility or one off
  • Up-to 85% of the invoice upfront
  • Flexible options available
  • No hidden fees


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Why Providus Trust Business Finance Loans Are Right for You

Our team of experts consists of some of the highest performing commercial finance specialists from fintech banks, lenders and brokerages across the globe.

We take a proactive and consultative approach to fully understand your situation and requirements, allowing us to source the right business loans for small businesses for you and give you the best chance of approval.

Our success is based on your success and so our high approval rate along with our quick response time enables you to get the funding you require quickly.

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High approval rate

We understand how the lenders work and their requirements and therefore have a very high approval rate allowing us to get the best offer for your business.

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Dedicated finance specialist

We are here from start to finish keeping you updated at all times so you always know the status of your application.

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Free service

The lenders pay our fees, not you.

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Access whole market

We have access to all the lenders in the United States across all product types allowing us to find the best finance option for you.

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Your financial goals matter

We can help you achieve them through Better Money Habits financial education and programs that make communities stronger.

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Our Impact in 2023

In 2023 alone, Providus Trust supported more than €9.76 billion of funding in innovation, digital and human capital which helps to accelerate the growth of thousands of businesses.

How Business Loans Can Help Your Business

Business loans give you the financial agility to help cover daily operating expenses or plan for future growth. Whatever the reason, Providus Trust can help you select the best funding option for your business.

Cover Day to Day Expenses

Business Operations

Having sufficient cash flow is essential for your business’s daily operation. A mid-term, business loan can inject cash into your business to finance your daily expenses.

Employee Payroll

If business cash flow is tight, you want to minimize the effect it has on your staff. Use payroll loans as a form of gap financing to avoid any delays in paying your employees.

Inventory Financing

Your ability to meet customer inventory demands directly impacts your bottom line. Using business financing to buy inventory is particularly critical for product wholesalers and retailers.

Strategic Investments

Business Expansion

A spike in sales, entering a new market, or a business acquisition requires capital to finance your expansion plans. Securing funding lets you take advantage of growth opportunities in real time.

Equipment Financing

Businesses that rely on equipment to operate, know the importance of upgrading or replacing these items when needed. Having the cash to buy new equipment is vital to your success.

Renovation Financing

Giving your business’s physical space a facelift can add real value and drive traffic. With renovation financing, you get the funds to make improvements without impacting day-to-day cash flow.

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Your Path to Business Funding Starts Here

Get unsecured financing for your business when you need it most, not when a bank decides you're ready. Applying requires no commitment and just takes minutes to complete.

  • Simple process and fast funding deposited to a bank account
  • Receive funds within days
  • Business loans of up to $500K
  • Flexible repayment options
  • Early payoff discounts
  • Applying doesn't impact credit score
  • No hidden fees, no collateral

How can we help?

Speak to us

Our Customer Experience team are available 9am to 5pm CEST, Monday to Friday (excluding bank holidays).

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Visit our FAQs

Our FAQs cover basic things you need to know about

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Report fraud

If you think you may have fallen victim to fraud, report it immediately by emailing our fraud team here. Remember, we will NEVER ask for an upfront payment at any stage.

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Discuss payment options

Please get in touch as soon as possible if you have any questions about your repayments. We’re here to support you and will be happy to discuss your options.

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